Choosing the right Lender can save you time, money, and could prevent (Big, Big) problems during your purchase. Interview several Lenders. Take the time to ask questions and do your research. Contact your current Bank first. Let him/her know that you will be shopping around. They are more apt to provide you with the best rate and lowest closing costs if they know they have competition. Compare the different loan programs considering interest rates, closing costs, and down payment requirements. Choose a fixed loan with no pre-payment penalties. Even if you have a friend in the business or a friend that knows a friend, do not feel obligated. Shop around and choose the right Lender and loan package for you and your family. It will literally save you thousands!
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